Working from Home

Purchase

New Home Owners

First Time Buyer

I want to learn about mortgages and succeed as a first-time homebuyer.

Image by Mohamed Ali

Vacation & Second Home

What is required for me to buy a vacation home or a second home?

Working from Home

Buying Your Next Home

I want to take the stress out of selling and buying my next home.

Image by Osama Saeed

Commercial Mortgage

I am interested in securing a commercial mortgage.

House with Pool

Property Investment Portfolio

I want to increase my income and wealth through investing in rental property.

New Home Owners

First Time

Home Buyer

 

I want to learn about mortgages and succeed as a first-time homebuyer.

Buying your first home is undoubtedly an exciting, stressful and emotional time!

 

Your friends, family and colleagues may have already given you various and conflicting information. You know they aren't experts, so you want to research and learn for yourself.  

 

But where do you go for this, how do you do it and most importantly, who can you trust?

 

Our job is to provide you with unbiased independent mortgage advice.  We hope you'll trust us in guiding you through the first-time home buying process where we will save you time and money by finding the best mortgage solutions tailored to your immediate needs and long-term goals.

Working from Home

Buying Your

Next Home

 

I want to take the stress out of selling and buying my next home. 

Buying your next home can be complicated and selling it, even more so! 

 

With all the moving parts and the communication required between the parties involved, you might have been left wondering if there is a better way. 

 

Well, that's where we come in. We'll handle it all, end to end. We complete a closing cost worksheet, handle all the different relationships, manage all paperwork and facilitate bridge financing, if required. 

House with Pool

Property

Investment Portfolio

 

I want to increase my income and wealth by investing in rental property.

Building a property investment portfolio will, over time, increase your net worth and could provide you with passive income in future years.

 

Mortgage lenders view these mortgage applications through a different lens than if the property was your home and this is where we can help you.

Image by Mohamed Ali

Vacation & Secondary Home

 

What is required for me to buy a vacation home or a second home?

We know that today's busy lifestyle requires more homeownership options - whether it's a second home in the city to reduce that weekly commute or a cottage at the lake for weekend getaways.

 

With the Secondary Home Program, you can purchase a second home with as little as 5% down.  With the Vacation Home Program, you can purchase a vacation home with as little as 10% down.

Image by Osama Saeed

Commercial Mortgage

 

I am interested in securing a commercial mortgage

We can secure financing for your commercial purchase or refinance. This type of financing encompasses multi-family residential, retail, office and industrial properties.

Topics We Shall Discuss:

  • Timeframe

  • Debt service coverage ratio

  • Documentation required

  • Credit history 

  • Down payment required

  • Amortization periods

  • Type of business that will occupy the premises

  • Environmental report