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Keith Baker &
Jacqueline Zerbe

We are your local Vancouver father-daughter mortgage broker team.

We can help you arrange mortgage financing.

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Local Father-Daughter Team

43+ Years of Experience

Over $1 Billion in Mortgage Volume

Over 3,000+ Happy Clients

Why Us?

We are a knowledgeable and dynamic father-daughter duo with over 43 years of combined mortgage brokering experience.

 

We are passionate about helping our clients achieve their homeownership and property investment goals.  As mortgage brokers, our goal is to provide exceptional service that goes above and beyond your expectations.

 

We understand how confusing and stressful the mortgage process can be and for that reason, we provide independent and unbiased professional mortgage advice. 

 

We work for you and have access to multiple lenders, offering a variety of mortgage products, instead of dealing with just one bank. In almost every case, our services cost you nothing since the lender pays us a fee.

Our Mortgage Process

1

Let's Get To Know Each Other

The best way to get started is for us to connect directly by phone, text, e-mail or through our 5 minute online application. We’ll listen to your needs and assess your situation so that we can move forward with a plan.

2

We Shop For 

The Best Mortgage

Once we understand your financial profile, we’ll outline what documents will be required by lenders.   We’ll discuss a variety of mortgage options available to you and we’ll secure the best mortgage to suit your needs. 

3

We Stay 

By Your Side

Our relationship doesn’t end once your mortgage has funded.  We are always available should you ever have any questions and as your mortgage needs change over the coming years, we’ll be there for you every step of the way.   

Solutions

How We Can Help?

Buying a House

Purchase

I’m a first-time homebuyer, moving up the property ladder, or interested in purchasing an investment or vacation home.

home keys

Refinance/

Renewal

I’m interested in refinancing to tap into the equity in my home for renovation, debt consolidation or investment purposes or to take. advantage of a lower interest rate.  My mortgage term is maturing soon and I’d like to know what my options are.

Renovation

Home Renovations &

New Construction

I’m interested in renovating my home or building a brand new home.

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Special

Situations

I’m in the process of getting divorced/separated, I have bruised credit, I am new to Canada, I am a foreign buyer.

Accountant

Self-Employed

I’m a sole proprietor or incorporated and would like to learn about the mortgage options available to me.

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Private &

Second Mortgages

I need an alternate financing solution because my situation doesn’t conform to traditional lenders’ guidelines. 

Gardening Together

Reverse

Mortgage

I’m over 55 and would like to access the equity in my home to improve the quality of life for myself and my loved ones, either by increasing my monthly cash-flow, accessing a lump sum of cash, or using a combination of the two.

Homeowners

Protecting

Your Mortgage

I have acquired one of my most significant assets in my lifetime and I’d like to learn more about protecting my asset and my family.

Lenders

What Our Clients Say About Us

Keith is exceptional, after over a decade of working with him I’ve come to realize he is the hardest working, most responsive and patient of professionals that you will come across. There’s no scenario Keith doesn’t have creative solutions for and things that seem impossible suddenly become possible. Very highly recommended!

Testimonials

Some Of Our Mortgage Lenders

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Keith Baker Mortgage Broker TotalMortgage.ca

Keith Baker

604 723 5363 

kpbaker@shaw.ca 

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Jacqueline Zerbe Mortgage Broker TotalMortgage.ca

Jacqueline Zerbe

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We serve clients located all over British Columbia, including Vancouver, North Vancouver, West Vancouver, Squamish, Whistler, Burnaby, Coquitlam, Port Moody, New Westminster, Surrey, Richmond, Delta, Maple Ridge, Pitt Meadows, Aldergrove, Abbotsford, Chilliwack, Victoria, Parksville, Qualicum, Courtenay-Comox, the interior including Kamloops, Kelowna and Penticton.

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© Total Mortgage Initiative Inc dba Bayfield Total Mortgage.

A division of Bayfield Mortgage Professionals Ltd.

101 - 19909 64th Avenue,
Langley, BC V2Y 1G9

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