Keith & Jackie's Mortgage Insights
Canadian jobs data was released on Friday and it was a bit of a mixed bag: The BAD news: average wages grew 5.0% y/y vs. June's...
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Keith&Jacqueline
- Jan 27
- 1 min
B.C.’s Cooling-Off Period | Home Buyer Rescission Period
B.C.’s Cooling-Off Period Home buyers are now able to back out of a residential purchase within a set period after signing a contract...
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Keith&Jacqueline
- Jan 25
- 1 min
Amortization Period
The amortization period is the length of time it would take to pay off a mortgage in full, based on regular payments at a certain...
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Keith&Jacqueline
- Jan 25
- 1 min
January 2023 - Bank of Canada Rate Announcement
Today, the BoC made their first interest rate decision of 2023 by raising its policy rate to 4.50%, an increase of 0.25%. This is the...
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Keith&Jacqueline
- Nov 23, 2022
- 1 min
Date the Rate & Marry the House
Many of you are wondering: "Is now a good time to buy?" There's this saying in the States that goes, "Date the Rate and Marry the...
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Keith&Jacqueline
- Jul 11, 2022
- 1 min
Find The Perfect Mortgage Solution
Have you talked with the bank? Have they played games with you? Have their offers not been the greatest? Whether you’re a...
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Keith&Jacqueline
- Mar 30, 2022
- 2 min
Difference Between Deposit and Downpayment
If you’re new to the home buying process, it’s easy to get confused by some of the terms used. The purpose of this article is to clear up...
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Keith&Jacqueline
- Mar 23, 2022
- 3 min
Understanding your Employment Status
Chances are if you’re applying for a mortgage, you feel confident about the state of your current employment or your ability to find a...
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Keith&Jacqueline
- Mar 16, 2022
- 3 min
Protect Your Credit Through a Divorce
Divorces are challenging as there’s a lot to think about in a short amount of time, usually under pressure. And while handling finances...
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Keith&Jacqueline
- Mar 9, 2022
- 2 min
Mortgage Options for Older Canadians
Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of...
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Keith&Jacqueline
- Mar 2, 2022
- 3 min
Getting a Mortgage After Bankruptcy
Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it...
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Keith&Jacqueline
- Feb 23, 2022
- 2 min
Bridge Financing and Deposit Lending
Let’s say you have a home that you’ve outgrown; it’s time to make a move to something better suited to your needs and lifestyle. You have...
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Keith&Jacqueline
- Feb 2, 2022
- 2 min
Protect Yourself at Renewal
It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the...
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Keith&Jacqueline
- Jan 26, 2022
- 3 min
Understanding Payment Frequency
You’ve most likely heard that there are two certainties in life; death and taxes. Well, as it relates to your mortgage, the single...
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Keith&Jacqueline
- Jan 19, 2022
- 2 min
Construction Assignments
One of the benefits of working with an independent mortgage professional is having lots of great financing options! Rather than dealing...
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Keith&Jacqueline
- Jan 12, 2022
- 3 min
Understanding a Spousal Buyout Mortgage
If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow...
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Keith&Jacqueline
- Jan 5, 2022
- 2 min
Purchase Plus Improvements
The best place to start the mortgage process is with a pre-approval. But once you’ve been pre-approved for a mortgage and you’ve been...
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Keith&Jacqueline
- Dec 29, 2021
- 3 min
Why Downpayment Source Matters
If you’re looking to purchase a property, although you might not think it matters too much, the source of your downpayment means a great...
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Keith&Jacqueline
- Dec 22, 2021
- 3 min
Porting Your Mortgage
Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate...
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