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Understanding a Spousal Buyout Mortgage
If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow...
Keith&Jacqueline
Jan 12, 20223 min read


Purchase Plus Improvements
The best place to start the mortgage process is with a pre-approval. But once you’ve been pre-approved for a mortgage and you’ve been...
Keith&Jacqueline
Jan 5, 20222 min read


Why Downpayment Source Matters
If you’re looking to purchase a property, although you might not think it matters too much, the source of your downpayment means a great...
Keith&Jacqueline
Dec 29, 20213 min read


Porting Your Mortgage
Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate...
Keith&Jacqueline
Dec 22, 20213 min read


How to Handle Missed Payments
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your...
Keith&Jacqueline
Dec 15, 20212 min read


Credit and Mortgage Financing
Credit. The ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the...
Keith&Jacqueline
Dec 8, 20213 min read


Locking in a Variable Rate Mortgage
If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can...
Keith&Jacqueline
Dec 1, 20213 min read


Finance Your Home Renovations
If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few...
Keith&Jacqueline
Nov 24, 20212 min read


Reposition Your Debts Through Mortgage Financing
If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts...
Keith&Jacqueline
Nov 17, 20212 min read


Buying a Second Property
If you’ve been thinking about buying a second property and you’re looking to put some of the pieces together, you’ve come to the right...
Keith&Jacqueline
Nov 10, 20212 min read


4 Ways to Access Your Home Equity
If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership...
Keith&Jacqueline
Nov 3, 20213 min read


Should You Get Pre-approved For A Mortgage?
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting...
Keith&Jacqueline
Oct 27, 20212 min read


Will Collections Impact Your Mortgage?
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...
Keith&Jacqueline
Oct 20, 20213 min read


GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Keith&Jacqueline
Sep 22, 20214 min read


Benefits of Working with an Independent Mortgage Professional
If you need a mortgage, working with an independent mortgage professional will save you money and provide you with better options than...
Keith&Jacqueline
Sep 15, 20213 min read


What is a “No-Frills” Mortgage?
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as...
Keith&Jacqueline
Sep 7, 20212 min read
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