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Understanding a Spousal Buyout Mortgage
If you’re going through or considering a divorce or separation, you might not be aware that there are mortgage products designed to allow...
Keith&Jacqueline
Jan 12, 20223 min read
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Purchase Plus Improvements
The best place to start the mortgage process is with a pre-approval. But once you’ve been pre-approved for a mortgage and you’ve been...
Keith&Jacqueline
Jan 5, 20222 min read
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Why Downpayment Source Matters
If you’re looking to purchase a property, although you might not think it matters too much, the source of your downpayment means a great...
Keith&Jacqueline
Dec 29, 20213 min read
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Porting Your Mortgage
Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate...
Keith&Jacqueline
Dec 22, 20213 min read
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How to Handle Missed Payments
If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your...
Keith&Jacqueline
Dec 15, 20212 min read
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Credit and Mortgage Financing
Credit. The ability of a customer to obtain goods or services before payment, based on the trust that you will make payments in the...
Keith&Jacqueline
Dec 8, 20213 min read
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Locking in a Variable Rate Mortgage
If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can...
Keith&Jacqueline
Dec 1, 20213 min read
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Finance Your Home Renovations
If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few...
Keith&Jacqueline
Nov 24, 20212 min read
28 views
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Reposition Your Debts Through Mortgage Financing
If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts...
Keith&Jacqueline
Nov 17, 20212 min read
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Buying a Second Property
If you’ve been thinking about buying a second property and you’re looking to put some of the pieces together, you’ve come to the right...
Keith&Jacqueline
Nov 10, 20212 min read
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4 Ways to Access Your Home Equity
If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership...
Keith&Jacqueline
Nov 3, 20213 min read
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Should You Get Pre-approved For A Mortgage?
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting...
Keith&Jacqueline
Oct 27, 20212 min read
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Will Collections Impact Your Mortgage?
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...
Keith&Jacqueline
Oct 20, 20213 min read
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GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Keith&Jacqueline
Sep 22, 20214 min read
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Benefits of Working with an Independent Mortgage Professional
If you need a mortgage, working with an independent mortgage professional will save you money and provide you with better options than...
Keith&Jacqueline
Sep 15, 20213 min read
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What is a “No-Frills” Mortgage?
A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as...
Keith&Jacqueline
Sep 8, 20212 min read
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