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Before the long weekend...
We want to say a massive THANK YOU to the most incredible clients in the Greater Vancouver Area! The year has had a good start and as we...
Keith&Jacqueline
Feb 16, 20231 min read
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Banking Regulator Consults Mortgage Rules & Proposes Additions
Qualifying for a mortgage could have stricter rules coming with proposals to limit the number of overstretched borrowers. The proposals...
Keith&Jacqueline
Feb 14, 20231 min read
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B.C.’s Cooling-Off Period | Home Buyer Rescission Period
B.C.’s Cooling-Off Period Home buyers are now able to back out of a residential purchase within a set period after signing a contract...
Keith&Jacqueline
Jan 27, 20231 min read
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Keith&Jacqueline
Jan 26, 20230 min read
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Amortization Period
The amortization period is the length of time it would take to pay off a mortgage in full, based on regular payments at a certain...
Keith&Jacqueline
Jan 25, 20231 min read
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January 2023 - Bank of Canada Rate Announcement
Today, the BoC made their first interest rate decision of 2023 by raising its policy rate to 4.50%, an increase of 0.25%. This is the...
Keith&Jacqueline
Jan 25, 20231 min read
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Bigger B.C. Tax Credits May Land in Your Bank Account This Month
A family with 2021 net adjusted income of less than $43,051 (or single people who reported less than $36,901) will receive an additional...
Keith&Jacqueline
Jan 10, 20231 min read
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Keith&Jacqueline
Jan 8, 20230 min read
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Canada Housing Market Outlook 2023
Last year’s interest rate hikes cooled down the residential sector coast to coast. It’s expected that cooling will continue, with the...
Keith&Jacqueline
Jan 2, 20231 min read
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December 2022 - Bank of Canada Rate Announcement
The BoC increased its target overnight rate by 0.50% to 4.25%, the highest it's been since 2008. Today’s rate hike marks the seventh...
Keith&Jacqueline
Dec 7, 20221 min read
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Date the Rate & Marry the House
Many of you are wondering: "Is now a good time to buy?" There's this saying in the States that goes, "Date the Rate and Marry the...
Keith&Jacqueline
Nov 23, 20221 min read
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October 2022 - Bank of Canada Rate Announcement
Today , the BoC increased its target overnight rate by 0.50% to 3.75%. This was lower than the 0.75% increase expected by most. The Bank...
Keith&Jacqueline
Oct 26, 20223 min read
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The New Mandatory Cooling Off Period Is Coming in January 2023 for Home Buyers
On January 1, 2023, the B.C. government will implement changes to the Property Law Act to make the Home Buyer Rescission Period (“HBRP”),...
Keith&Jacqueline
Sep 15, 20221 min read
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Getting inflation back to normal
Speech summary Carolyn Rogers - Senior Deputy Governor of the Bank of Canada Speaking a day after the Bank of Canada raised interest...
Keith&Jacqueline
Sep 13, 20222 min read
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What are Mortgage Backed Securities (MBS)?
A Mortgage-Backed Security (MBS) is an investment similar to a bond that is made up of a bundle of mortgage loans bought from the banks...
Keith&Jacqueline
Sep 8, 20221 min read
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Is Tapering the same thing as Quantitative Tightening?
No. Tapering is the process of reducing the pace of quantitative easing (QE), but the balance sheet is still being expanded, though at a...
Keith&Jacqueline
Sep 8, 20221 min read
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How Does the Overnight Rate Affect the Prime Rate?
When the overnight rate is increased by the central bank, it becomes more expensive for banks to borrow money from one another,...
Keith&Jacqueline
Sep 8, 20221 min read
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What are Quantitative Easing and Quantitave Tighterning
What is Quantitative Easing? Quantitative Easing (QE) refers to monetary policies that expand the Federal Reserve System (Fed) balance...
Keith&Jacqueline
Sep 7, 20221 min read
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What Is Inflation?
Inflation is the rate at which prices for goods and services rise. This can translate to a decrease in purchasing power over time.
Keith&Jacqueline
Sep 7, 20221 min read
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What are CPI and Core CPI?
What is CPI? CPI is the Consumer Price Index. This is a measure of the cost of living for the typical person. What is Core CPI? Core...
Keith&Jacqueline
Sep 7, 20221 min read
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